Property Owners

Our Property Owners Package Policy can cater for both Residential and Commercial Property Owners risks. We will accept risks with values up to £10m Online and consider a diverse number of occupations such as houses, converted houses and blocks of flats that are let to professionals, students and DSS (where there is a direct tenancy agreement between landlord and tenant)

Our Policy Benefits include:-

  • Extensive Material Damage Wording with Accidental Damage and Subsidence Covers available
  • Legal Expenses Protection (£100,000 indemnity) Includes Tenants Disputes.
  • Landlords Fixtures and Fittings £10,000 automatic cover as standard
  • Property Owners Liability indemnity limit of £2 million as standard with option to increase to £5 million.
  • Employers Liability (optional)
  • Terrorism Cover (optional)
  • Loss of Rent up to 20% of Buildings Sum Insured on Residential Properties and variable up to £1 million on Commercial Properties.

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