Terms and Conditions

The KGJ Group and/or any of its subsidiaries and associated companies is committed to ensuring your privacy is protected. This policy explains how we use the information and procedures we have in place to safeguard your privacy. The internet is a public network and we are sensitive to the privacy. The internet is a public network and we are sensitive to the privacy issues that are raised. We are committed to protecting your privacy as an individual and your business.

Your Consent
Your use of this website signifies your consent to us collecting and using personal data about you as specified below in accordance with this privacy statement. We reserve the right to change these terms for any reason, any such changes will be posted here so that you are always advised about the collection and use of personal data and when we disclose it. We may also use aggregate information statistics for the purpose of monitoring website usage in order to help us develop the website and our service and may provide such aggregate information to third parties. These statistics will not include information that can be used to identify any company or individual. This site uses cookies as a way of facilitating your use and your concern to our collection of such data in connection with this site.

How We Protect Your Information
The internet is not a secure medium. However, we have put in place various security procedures as set out in this policy. Firewalls are used to block unauthorised traffic to servers and the actual servers are located in a secure location which can only be accessed by authorised personnel; this will keep your information confidential. Our internal procedure cover, storage and access and disclosure of information.

How to Contact The KGJ Group
We would welcome your views on our website and our privacy policy. If you would like to contact us with any queries or comments, please e-mail us on enquiries@kgjinsuranceservices.co.uk

Terms and Conditions
Please read these Terms and Conditions of Use carefully. By accessing this website you agree to be bound by these Conditions of Use. If you do not agree do not access this site.

Content
The KGJ Group and any of its subsidiaries or associated companies is providing the site on an ‘as is’ basis and makes no representation or warranty of any kind with respect to this site or its contents and disclaims all such misrepresentations and warranties. In addition we make no representations or warranties about the accuracy, completeness or suitability for any purpose of the information and regulated graphics published in this site. The information contained in this site may contain technical inaccuracies or typographical errors. All liability of The KGJ Group however arising (whether in contract, tort or negligence) for any such inaccuracies or errors is expressly excluded to the fullest extent permitted by law. This website is operated and maintained in the United Kingdom and is therefore published from a UK prospective. We are not publishing the website for use in any jurisdiction where the publication or use is unlawful.

Access to Site
We will use reasonable efforts to make our site and its content available to users, however, we do not warrant or represent access to this site will be uninterrupted, reliable or fault free. We reserve the right in our sole discretion to deny users access to our site or any part of it without notice and to decline to provide the service to any user that is in breach of these conditions.

No Damage Arising from Use
To the fullest extent permitted by law, neither The KGJ Group or any of its Directors, employees, agents or associated and subsidiary companies will be liable for damages arising out of or in connection with the use of this site, information in it or the unavailability of the site or its contents. This is a comprehensive limitation of liability that applies to all damages of any kind, including (without limitation) compensatory, direct, indirect or consequential damages, loss of data, income or profit, loss or damage to property and/or third party claims, save that nothing shall exclude or restrict liability for death or personal injury resulting from the negligence of The KGJ Group, its directors, employees, contractors or agents or associated and subsidiary companies.

Alterations
We reserve the right to revise the contents of this site at any time, without notice, including these conditions. Any changes to these conditions will be posted on this site and by continuing to use this site following any such change you will signify that you agree to be bound by these revised conditions.

Links to Other Sites
Certain links, including hypertext links in this site will lead to websites or pages that are not under our control. Links are provided for convenience and the inclusion of any link does not imply endorsement in any way of the site to which it is linked. Links to sites containing downloadable software are provided for your convenience. We are not responsible for any difficulties you may have downloading the software or the consequences of not doing so. Please remember that use of any software which you download may be governed by a licence agreement

Internet E-mail
Messages sent over the internet cannot be guaranteed to be completely secure as they can be intercepted, lost or corrupted. We are therefore not responsible for the accuracy of any messages sent by e-mail over the internet, whether from us or to you or from you to us.

Copyright
All rights in the design, text, graphics and other materials on the site and the selection or arrangement thereof are the copyright of The KGJ Group or other third parties. Permission is granted to copy electronically and print in hard copy portions of this site solely for your own personal use and for the purpose of transacting insurance broking activities in accordance with the Terms of Business Agreement as an authorised sub-broker of Insureit UK.

Trade Marks
The KGJ Group logos and all other subsidiary logos and website addresses are owned by The KGJ Group or associated and subsidiary companies and their respective owners. No permission is given in respect of the use of any such trade marks, get up, product names, company names, logos or titles and such use may constitute an infringement of holder’s rights.